FACTS

WHAT DOES MURDOCH FINANCE COMPANY DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share , and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and employment information
  • Account balances and transaction history
  • Credit history and investment experience

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Murdoch Finance Company chooses to sharel and whether you can limit this sharing.
Reasons we can share your personal information Does Murdoch Finance Company share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – with service providers we use to offer our products and services to you (please see below to limit the ways in which we contact you) Yes No
For joint marketing with other financials companies No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don’t share
Who We Are
Who is providing this notice? Murdoch Finance Company
What We Do
How does Murdoch Finance Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Murdoch Finance Company collect my personal information? We collect your personal information, for example, when you:
  • Open an account or make deposists or withdrawals from your accounts
  • Apply for a loan or use your credit or debit card
  • Seek advice about your investments
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes – information about your creditwortheniss
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply individually unless you tell us otherwise. Any account holder may express a privacy preference on behalf of the other joint account holders.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include Murdoch Finance Company, Inc. – Boise and Nampa
Nonaffiliates Companies not related by common oweneship or control. They can be financial and non-financial companies.
Murdoch Finance Company does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Murdoch Finance Company does not jointly market.
Licensees License Location Expiration
Murdoch Finance Company RRL-672Regulated Lender Boise, ID 83706 12-31-2020
Murdoch Finance Company RRLB-673Regulated Lender – Branch Nampa, ID 83651 12-31-2020